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Closing the Deal

After the final offer is accepted and we have a contract in hand, it takes about a month before closing on the home. Here's what goes on during that final month:

Get loan approval.

As soon as you have a contract, we'll call your lender and let him or her know it's time to get final approval on your mortgage. If you followed our advice and were pre-approved for your loan, most of the work with your lender is already done.

Get your insurance.

You must have homeowner's insurance in hand to close on the home. Call your insurance agent with the information on the home and your lender (who will be a co-beneficiary of the insurance) as well as your closing date. If you don't have an insurance agent, I can recommend reputable agents who will help you.

Get your down payment.

Make sure you have access to the funds you're using as your down payment. You'll need to pay this amount at closing.

Get ready for closing.

You don't want surprises at closing, so we'll make sure you're familiar with any additional costs you'll need to pay (or add onto your mortgage) at closing. These include points (which you will have already discussed with your lender) and any fees (appraisals, inspections, a credit report) or other charges incurred by your lender. At the closing, we'll make sure to bring a cashier's check for the down payment and closing costs, a copy of your homeowner's insurance policy and any other documentation required by your lender.

Closing on a home can be confusing and stressful, but we'll be there to walk you through it. If everyone has prepared properly, there will be a flurry of signatures and documents, checks will change hands, and before you know it, you will be holding the deed and keys to your new home.

Choosing and buying a home is one of the most important decisions in your financial life, and it's important to have a professional on your side to save your time, money and sanity. Contact us today to get the process started.

Office Locations

  1. Landoak
    Realty Executives Associates
    10255 Kingston Pike
    Knoxville, TN 37922
    Phone:(865) 693-3232
  2. Bearden
    Realty Executives Associates
    109 Northshore Dr. Ste 200
    Knoxville, TN 37919
    Phone:(865) 588-3232
  3. North
    Realty Executives Associates
    3232 Tazewell Pike
    Knoxville, TN 37918
    Phone:(865) 688-3232
  4. Maryville West
    Realty Executives Associates
    1213 W Lamar Alexander Pkwy
    Maryville, TN 37801
    Phone:(865) 983-0011
  5. Maryville Downtown
    Realty Executives Associates
    535 W Lamar Alexander Pkwy
    Maryville, TN 37801
    Office:(865) 984-1111
    Fax:(865) 983-4621
  6. Ebenezer at Westland
    Realty Executives Associates
    8915 Linksvue Drive
    Knoxville, TN 37922
    Phone:(865) 531-2020
  7. Oak Ridge
    Realty Executives Associates
    190 North Purdue
    Oak Ridge, TN 37830
    Phone:(865) 482-3232
    Fax:(865) 482-0203
  8. Madisonville
    4013 Highway 411
    Madisonville, TN 37354
    Office:(423) 442-1975
    Fax:(423) 442-8015

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Realty Executives Associates is licensed in the state of Tennessee. The Fair Housing Act prohibits discrimination in the sale, lease, or rental of housing, or making housing otherwise unavailable because of race, color, religion, sex, national origin, familial status, or disability. Each office is independently owned and operated. By registering on this website (providing your name and/or contact information) you are making an inquiry and are granting permission for an agent to contact you via telephone and/or email, regardless if you are registered with the national, state, or other Do Not Call list. The data relating to real estate for sale on this website is being provided for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumers may be interested in purchasing. This information is updated daily, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision. Some or all of the listings on this website may not belong to Realty Executives Associates. Each office is independently owned and operated. Each office is independently owned and operated. Each office is independently owned and operated. Each office is independently owned and operated. Each office is independently owned and operated. Each office is independently owned and operated.